Vehicle Protection
What a Vehicle Service Contract Actually Covers
A vehicle service contract is an agreement that pays for specific mechanical repairs after your factory warranty ends. It's the most popular way drivers protect themselves from unexpected repair bills.
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What's included
- Pays the repair shop directly for covered repairs
- Per-visit deductible — not a per-component charge
- Plain-English explanation before you buy
- Cancel within the contract's review window for a refund
Covered components
Engine
Transmission
Drive Axle
Electrical
A/C
Tech & Convenience
Specific covered components, limits, and exclusions vary by plan and contract.
Common questions
How is this different from a manufacturer warranty?
A manufacturer warranty is built in for a limited time. A vehicle service contract is optional protection you add — often after the factory warranty expires.
Are oil changes covered?
No. Routine maintenance like oil changes, brake pads, and tires are typically the owner's responsibility.
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